Is the market falling because of the coronavirus?

Posted by James Cavanough on 12-Mar-2020 12:10:01

The dramatic fall in share prices over the past few weeks has generated much media coverage and uncertainty around of the effects of the coronavirus on individuals, supply chains and the broader economy. This is understandable, given the rapid fall in shares of around 15%, but let’s put things into perspective.

We are of the view that this event is just another correction, although share prices may still have more downside.

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Topics: wealth management

How to manage a lumpy asset in your Self-Managed Super Fund

Posted by James Cavanough on 28-Feb-2020 11:06:28

What is a lumpy asset and how do you begin to manage the issues and risks around having a large, dominating asset in your SMSF portfolio? A “lumpy asset” is an asset that cannot be acquired in small increments, but must be obtained in large, discrete units.

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Topics: wealth management

Spruce Up Your Investment Portfolio in 2020

Posted by James Cavanough on 18-Dec-2019 14:55:20

We regularly design investment portfolios for clients, considering their unique circumstances, individual requests, needs and objectives, as well as specific investment selection criteria like valuation, balance sheet health, earnings growth, governance, and overall quality. Below are some of the common circumstances, considerations and life events that are associated with the different stages of your personal and financial life and what we can do to ensure your portfolio’s optimal performance.

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Topics: wealth management

Through the Financial Fog

Posted by James Cavanough on 28-Nov-2019 16:05:48

Wow, there sure is a lot of noise in the financial media these days. There is nothing like a bit of fear mongering and misuse of information to stir up a bit of chaos and confusion. Is any of this news actually useful and what does it all mean?

A lot of recently published articles on the economy might be ‘newsworthy’, but lack perspective and rarely rationally discuss the long-term implications.

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Topics: wealth management

Why do interest rates get so much BBQ talk time?

Posted by Ian Walker on 19-Aug-2019 17:03:17

Since the start of this calendar year, and certainly since the Federal election, the topic of interest rates, and what direction they will move in, is always popular at social and business functions. Maybe it’s an easy topic for small talk, as everyone has an opinion and people are really interested in knowing (or guessing) the movement up or down and which central bank will be next to cut.

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Topics: wealth management

Who can you trust with your financial future?

Posted by James Cavanough on 12-Jul-2019 12:30:45

In the current state of economic uncertainty, with the Banking Royal Commission, record low interest rates, and conflicting views about the health of our economy, some consumers are tempted to ‘throw the baby out with the bath water’ and hide their retirement savings under the mattress, instead of seeking financial advice. It’s a shame, because research shows that having a dynamic, productive relationship with a trustworthy, experienced and independent financial adviser helps improve wealth.

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Topics: wealth management

Have you heard the good news? Investing is getting cheaper.

Posted by James Cavanough on 11-Jun-2019 18:00:37

One of the positive outcomes from the Royal Commission is the cost of managing investments. The cost of investing in superannuation, or other investment vehicles, is coming down.

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Topics: wealth management

Why invest in international equities?

Posted by Ian Walker on 30-Apr-2019 15:55:35

As we head into the federal election, one of the more contentious policy announcements has been the removal of refunding franking credits, in certain circumstances.

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Topics: wealth management

How to manage investment risk in your portfolio

Posted by James Cavanough on 27-Mar-2019 16:57:44

When it comes to investing, focusing on the negatives isn’t helpful. Instead, it’s better to develop your personal investing strategy and then stick to it. This is often easier said than done. How do you know which risk factors are relevant to your portfolio? Not all risks are the same and each portfolio has different underlying goals and objectives.

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Topics: wealth management

Have you got all the bases covered?

Posted by James Cavanough on 01-Mar-2019 12:18:57

2019 is likely to be filled with a large amount of ‘media noise’. We are heading for a Federal Budget in April, and a Federal Election in May, on top of all the other sensationalised news items we are subjected to day in and day out.

Are you finding this noise distracting? Have you also noticed the Australian economy’s performance is a bit flat?

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Topics: wealth management