Through the Financial Fog

Posted by James Cavanough on 28-Nov-2019 16:05:48

Wow, there sure is a lot of noise in the financial media these days. There is nothing like a bit of fear mongering and misuse of information to stir up a bit of chaos and confusion. Is any of this news actually useful and what does it all mean?

A lot of recently published articles on the economy might be ‘newsworthy’, but lack perspective and rarely rationally discuss the long-term implications.

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Topics: wealth management

Why do interest rates get so much BBQ talk time?

Posted by Ian Walker on 19-Aug-2019 17:03:17

Since the start of this calendar year, and certainly since the Federal election, the topic of interest rates, and what direction they will move in, is always popular at social and business functions. Maybe it’s an easy topic for small talk, as everyone has an opinion and people are really interested in knowing (or guessing) the movement up or down and which central bank will be next to cut.

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Topics: wealth management

Who can you trust with your financial future?

Posted by James Cavanough on 12-Jul-2019 12:30:45

In the current state of economic uncertainty, with the Banking Royal Commission, record low interest rates, and conflicting views about the health of our economy, some consumers are tempted to ‘throw the baby out with the bath water’ and hide their retirement savings under the mattress, instead of seeking financial advice. It’s a shame, because research shows that having a dynamic, productive relationship with a trustworthy, experienced and independent financial adviser helps improve wealth.

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Topics: wealth management

Have you heard the good news? Investing is getting cheaper.

Posted by James Cavanough on 11-Jun-2019 18:00:37

One of the positive outcomes from the Royal Commission is the cost of managing investments. The cost of investing in superannuation, or other investment vehicles, is coming down.

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Topics: wealth management

Why invest in international equities?

Posted by Ian Walker on 30-Apr-2019 15:55:35

As we head into the federal election, one of the more contentious policy announcements has been the removal of refunding franking credits, in certain circumstances.

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Topics: wealth management

How to manage investment risk in your portfolio

Posted by James Cavanough on 27-Mar-2019 16:57:44

When it comes to investing, focusing on the negatives isn’t helpful. Instead, it’s better to develop your personal investing strategy and then stick to it. This is often easier said than done. How do you know which risk factors are relevant to your portfolio? Not all risks are the same and each portfolio has different underlying goals and objectives.

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Topics: wealth management

Have you got all the bases covered?

Posted by James Cavanough on 01-Mar-2019 12:18:57

2019 is likely to be filled with a large amount of ‘media noise’. We are heading for a Federal Budget in April, and a Federal Election in May, on top of all the other sensationalised news items we are subjected to day in and day out.

Are you finding this noise distracting? Have you also noticed the Australian economy’s performance is a bit flat?

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Topics: wealth management

It’s Not All Bad News for You and Your Finances

Posted by James Cavanough on 03-Dec-2018 16:05:11

The festive season is a great opportunity to spend some quality time with family and friends. It’s the best time to truly relax, go on a holiday, or shop up a storm at the boxing day sales. It is also a good time to reflect on what’s happening in the world and reflect on your own financial position. In the last few months we have been subjected to an endless flow of negative news. We’ve been getting daily updates on the Banking Royal Commission and sensational news stories about the political and economic state of the world. But are things really that bad?

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Topics: wealth management

bubbles, downturns and headwinds ... let's talk property

Posted by Ian Walker on 20-Sep-2018 17:41:51

There has been plenty of media coverage lately on the property bubble, the property downturn, the property headwinds, first home buyers, too many units and many other click-bait-orientated headlines. 

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Topics: property investment

Earnings season insights - September 2018

Posted by James Cavanough on 20-Sep-2018 16:50:15

FY2018 results

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Topics: financial planning