INSIGHTS

As advisers we often field a range of queries from our valued clients, so we thought to summarise a few of them for your interest that hopefully adds some value.

Interest rates have increased over 4% in the past couple of years following the dramatic inflation spike in the US on 15 June 2022 (9.1%), causing cash flow pain and much uncertainty in certain areas of the market and economy affecting individuals, households and small business. However, a certain asset class has returned to significance and relevance, that is fixed interest. Fixed interest is around 10 times the size of the equity market so is meaningful, although widely misunderstood.

Whether you are making your first plunge into the investment market, or due to unforeseen circumstances you need to start investing later in life, there are some basic tips outlined below that you should consider before starting your investment process.