The True Cost of Cancer

Posted by James Cavanough on 22-Jun-2018 16:23:51

The unfortunate facts about cancer

In Australia, cancer is the second most common form of death and accounts for about three in 10 deaths. In the under 40 age group, cancer is the largest cause of natural disease deaths in younger Australians.

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Topics: insurance, cancer insurance

Take care when considering industry superannuation fund insurance

Posted by James Cavanough on 30-Mar-2016 09:00:00

Risks of superannuation fund policies

Unfortunately for consumers, industry superannuation funds do not specialise in insurance and do not always provide a dependable or compelling insurance solution. Insurance is often a convenient add-on for large superannuation firms, but this can cause risks - policy holders may not receive the proceeds from a claim or the amount is less than expected or wanted.
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Topics: insurance, financial plan, superannuation

Ownership of insurance

Posted by James Cavanough on 23-Mar-2016 09:00:00

Different ways to own your insurance premiums

Did you know that life, TPD and income protection policies can be owned personally or thorugh a superannuation fund? And that trauma insurance can be owned personally?
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Topics: insurance, financial plan, superannuation, taxation

Insurance premiums and taxation

Posted by James Cavanough on 16-Mar-2016 09:00:00

Insurance premiums

The following information explains the different options when it comes to insurance premiums and how premiums are taxed.
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Topics: insurance, financial plan, taxation

Business Expense Insurance

Posted by James Cavanough on 09-Mar-2016 09:00:00

What is business expense insurance?

Business expense insurance can help to keep your business running if you are unable to work due to temporary illness or injury. This may be particularly appropriate for a sole trader.
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Topics: insurance, financial plan

Personal Risk Insurance

Posted by James Cavanough on 02-Mar-2016 09:00:00

Personal risk insurance explained

Personal risk insurance protects your wealth accumulation strategy by providing money if you are no longer able to earn an income due to disability, trauma or death. The money received can help with medical bills, loan repayments and living expenses.
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Topics: insurance, financial plan

Insurance as Part of Your Financial Plan

Posted by James Cavanough on 24-Feb-2016 09:00:00

Insurance as part of your financial plan

Your financial plan should include a strategy to minimise risks that could jeopardise both your present and future plans. It should also include tailored and cost effective insurances to protect your income, health and assets.
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Topics: insurance, financial plan

The Importance of Insurance

Posted by James Cavanough on 17-Feb-2016 11:03:55

The importance of strategic insurance to protect your wealth

Nobody likes to think about what life would be like if they were sick or injured. However we all need our health and income in order to generate wealth and sustain our daily living.
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Topics: insurance, financial plan