INSIGHTS

The Australian term deposit landscape

Topics: financial planning, blue chip shares, term deposits, diversified portfolio

Demand for Self Managed Superannuation Funds (SMSFs) is still strong, particular in the 45-55 year age bracket.

Topics: SMSF, Self Managed Superannuation Funds, SMSF management

The ASX 200 reporting season for August 2017 was very good, although not great. Almost 91% of full-year reporting companies produced a profit, above the long term average of 87% but down from 94% in February 2017.

Topics: corporate profit reporting season

For many Australians, their wealth journey consists of owning a family home and accumulating superannuation. But many would be interested to know there are other wealth generating strategies available.

Topics: superannuation, investing outside of superannuation

In my experience as a financial planner, around 10% of Australians prepare and stick to a personal household budget. However, budgeting is the first step in establishing a good financial plan and achieving your financial goals.

I know it’s hard to do, especially when unforseen expenses occur like blown air-conditioners in summer, car registration, insurance and Christmas gifts crop up; but in the current climate of lower investment returns and a slowing domestic economy, we should all be reigning in our spending habits.

Topics: budget, household budget, saving in 2017

With holidays fast approaching for most and Christmas on the horizon, have you stopped to think how you will fund your additional expenses during December and January?

Topics: savings, holiday savings, christmas savings

During August (which is when Australian companies report their profit earnings), the results have revealed, on average, solid health and this has helped support the local economy.

Topics: earnings investment review, financial planning

We are delighted to have our business and planners profiled in Professional Planner Magazine.

Topics: financial plan, professional planner magazine

In the Budget released in May, there were a few lesser known changes that apply to aged care. In particular, the government has proposed to save $1.2 billion over the next four years through changes in the Aged Care Funding Instrument (ACFI).

Topics: investment planning, aged care

Risks of superannuation fund policies

Topics: insurance, financial plan, superannuation