INSIGHTS

We regularly design investment portfolios for clients, considering their unique circumstances, individual requests, needs and objectives, as well as specific investment selection criteria like valuation, balance sheet health, earnings growth, governance, and overall quality. Below are some of the common circumstances, considerations and life events that are associated with the different stages of your personal and financial life and what we can do to ensure your portfolio’s optimal performance.

Wow, there sure is a lot of noise in the financial media these days. There is nothing like a bit of fear mongering and misuse of information to stir up a bit of chaos and confusion. Is any of this news actually useful and what does it all mean?

A lot of recently published articles on the economy might be ‘newsworthy’, but lack perspective and rarely rationally discuss the long-term implications.

In the current state of economic uncertainty, with the Banking Royal Commission, record low interest rates, and conflicting views about the health of our economy, some consumers are tempted to ‘throw the baby out with the bath water’ and hide their retirement savings under the mattress, instead of seeking financial advice. It’s a shame, because research shows that having a dynamic, productive relationship with a trustworthy, experienced and independent financial adviser helps improve wealth.

One of the positive outcomes from the Royal Commission is the cost of managing investments. The cost of investing in superannuation, or other investment vehicles, is coming down.

When it comes to investing, focusing on the negatives isn’t helpful. Instead, it’s better to develop your personal investing strategy and then stick to it. This is often easier said than done. How do you know which risk factors are relevant to your portfolio? Not all risks are the same and each portfolio has different underlying goals and objectives.

2019 is likely to be filled with a large amount of ‘media noise’. We are heading for a Federal Budget in April, and a Federal Election in May, on top of all the other sensationalised news items we are subjected to day in and day out.

Are you finding this noise distracting? Have you also noticed the Australian economy’s performance is a bit flat?

The festive season is a great opportunity to spend some quality time with family and friends. It’s the best time to truly relax, go on a holiday, or shop up a storm at the boxing day sales. It is also a good time to reflect on what’s happening in the world and reflect on your own financial position. In the last few months we have been subjected to an endless flow of negative news. We’ve been getting daily updates on the Banking Royal Commission and sensational news stories about the political and economic state of the world. But are things really that bad?

FY2018 results

The unfortunate facts about cancer

Our mission

In 2013, Ian Walker and I established Lantern Advisory to "deliver holistic and independent advice to create and protect the wealth of our clients". However, our mission has always been much deeper than this statement.