INSIGHTS

As you may recall, we previously launched the first part in our commentary on Succession Planning and the importance of establishing the right strategies, which accurately reflect your wishes.

Topics: financial plan, wealth plan, Succession, Retirement, Exit Strategy, small business CGT concession

Across a three-part series, we’ll discuss the importance of inter-generational wealth transfer, how this is established, and how commencing the process early can ease the burden in the future – ensuring your wealth legacy remains in-tact and effectively managed.

Topics: financial plan, wealth plan, Succession, Intergenerational Wealth

We are delighted to have our business and planners profiled in Professional Planner Magazine.

Topics: financial plan, professional planner magazine

Risks of superannuation fund policies

Unfortunately for consumers, industry superannuation funds do not specialise in insurance and do not always provide a dependable or compelling insurance solution. Insurance is often a convenient add-on for large superannuation firms, but this can cause risks - policy holders may not receive the proceeds from a claim or the amount is less than expected or wanted.

Topics: insurance, financial plan, superannuation

Different ways to own your insurance premiums

Did you know that life, TPD and income protection policies can be owned personally or thorugh a superannuation fund? And that trauma insurance can be owned personally?

Topics: insurance, financial plan, superannuation, taxation

How do you know whether to invest into a trust or superannuation? Is it better to pay off some loans or invest that inheritance? How will you ensure you have enough when you retire? Will your assets be protected if you die?

Topics: financial plan

Insurance premiums

The following information explains the different options when it comes to insurance premiums and how premiums are taxed.

Topics: insurance, financial plan, taxation

What is business expense insurance?

Business expense insurance can help to keep your business running if you are unable to work due to temporary illness or injury. This may be particularly appropriate for a sole trader.

Topics: insurance, financial plan

Personal risk insurance explained

Personal risk insurance protects your wealth accumulation strategy by providing money if you are no longer able to earn an income due to disability, trauma or death. The money received can help with medical bills, loan repayments and living expenses.

Topics: insurance, financial plan

Insurance as part of your financial plan

Your financial plan should include a strategy to minimise risks that could jeopardise both your present and future plans. It should also include tailored and cost effective insurances to protect your income, health and assets.

Topics: insurance, financial plan