Based on the current market situation, here are some financial tips and investment opportunities you may wish to consider:

• Live within a budget to keep reducing debt (if that is applicable) and ensure a savings plan is in place
• Don’t invest into overly risky assets such as commodities as we think oil and iron ore prices may have further to fall in the near term
• The falling Australian dollar over 2014-15 has implications for your investment choices. Seek professional advice on the present market and likely currency trends
• Obtain regular advice regarding your superannuation to ensure that ongoing decisions on which asset classes to invest in will deliver an outcome that grows your balance
• Adopt a diversified approach to your investment portfolio to ensure risk is being spread widely across a range of asset classes
• When buying assets, make sure they are being bought at the right price and do some of your own research beforehand, in particular in relation to property

Take advantage of market opportunities

You can take better advantage of market opportunities by engaging a financial adviser. By putting yourself in the hands of an expert, you can spend more time building wealth and less time worrying about the complex details of investments, superannuation and other financial matters.

Good financial advisors will also take a genuine interest in your goals and aspirations. They can be an excellent sounding board to help you work out what you really want in life, both now and in the future.

Want more information on how your can increase your wealth, protect your assets and build a strong financial plan for the future?

Instantly download the FREE Lantern Advisory Ebook "Introduction to Financial Planning and Market Update" by clicking the image below. We provide you with information on what should be in your financial plan, how to set one up, the benefits, pitfalls to avoid and some market opportunities.

You are also welcome to contact Ian Walker or James Cavanough from Lantern Advisory on 07 3002 2690 for a free and confidential discussion regarding your personal situation.

Our promise to you - your contact details will remain confidential at all times. You will receive approximately one email per month with valuable information to improve your financial situation, however you can subscribe from this correspondence at any time.

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